SUNRATE is a global payment and treasury management platform for businesses worldwide. Since its inception in 2016, SUNRATE has been recognised as a leading solution provider and has enabled companies to operate and scale both locally and globally in 190+ countries and regions with its cutting-edge proprietary platform, extensive global network, and robust APIs.

With its global business headquarters in Singapore and offices in Hong Kong, Jakarta, London, and Shanghai, SUNRATE partners with the top global financial institutions, such as Citibank, Standard Chartered, Barclays, J.P. Morgan and is the principal member of both Mastercard and Visa.

​We are seeking a proactive and experienced MSB Compliance Officer to lead our compliance program in Malaysia and serve as the appointed Compliance Officer under Bank Negara Malaysia (BNM) regulations.

This role is responsible for ensuring full adherence to AML/CFT/CPF laws, regulatory reporting obligations, and governance standards, while fostering a strong compliance culture across the organisation.The Compliance Officer will act as the primary liaison with regulators, oversee suspicious transaction reporting, monitor regulatory developments, implement compliance policies, and provide regular updates and analyses of compliance risks to senior management in line with BNM requirements for Money Services Businesses (MSB).

​What you’ll be spending your time on:​

• Serve as the appointed MSB Compliance Officer and main point of contact for BNM and other Malaysian authorities.
• Ensure full compliance with the Anti-Money Laundering, Anti-Terrorism Financing and Proceeds of Unlawful Activities Act 2001 and related BNM policy documents.
• ​Review, investigate, and submit Suspicious Transaction Reports (STRs) and other regulatory filings in compliance with BNM AML/CFT/CPF guidelines.
  
• Monitor new regulatory developments, assess their impact, and advise senior management on compliance obligations.
  
• Conduct compliance risk assessments, oversee internal policy and procedure updates, and report findings and analyses of compliance risk to senior management on a regular basis.
  
• Implement customer due diligence (CDD), risk-based assessment, and transaction monitoring frameworks tailored to MSB operations.
• Maintain high awareness of emerging ML/TF/PF risks, typologies, and industry measures.
• Deliver AML/CFT/CPF training to employees and promote a strong culture of compliance.
• Support regulatory inspections, audits, and ensure timely remediation of findings.
• Maintain registration with the MSB Group of Compliance Officers (GOCO).
• Successfully complete and maintain accredited AML/CFT/CPF training modules and post-training assessments as required by GOCO.
• Attend relevant AML/CFT/CPF training programs annually to ensure continuous professional development.

For this role you'll also have:

• ​Bachelor’s degree in Law, Finance, Business, or a related field; professional certifications (e.g., CAMS, ICA) are advantageous.
  
• Minimum 5 years of experience in compliance, AML/CFT, or regulatory liaison roles, preferably within the Payments or MSB industry.
• Sound knowledge of:

• Strong communication skills, with proficiency in English and Malay. Knowledge of additional languages (such as Chinese (Mandarin) or other regional languages) are an advantage.
• Strong analytical, leadership, and interpersonal skills with the ability to collaborate and communicate effectively across departments.
• High integrity, independent judgment, and ability to manage multiple priorities under pressure.
• Ability to effectively engage with senior management and provide clear, timely compliance reporting and advice.
• Commitment to continuous learning and professional development in compliance and regulatory matters.